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In Ontario’s competitive housing market, where homes average $800,000–$1.1 million in 2025, private mortgages are a lifeline for buyers who don’t fit bank criteria. Here’s why private lending is a game-changer.
Buying a home in Ontario is a dream for many, but qualifying for a mortgage can feel overwhelming. Whether you’re a first-time buyer in Toronto or looking to upgrade in Ottawa, understanding the process is key to success. Here’s a step-by-step guide to qualifying for a mortgage in Ontario in 2025.
Purchasing a home in Ontario is an exciting milestone, but navigating the mortgage process can be daunting. Many homebuyers, especially first-timers, fall into common traps that can cost them time, money, or even their dream home. As a trusted mortgage professional in Ontario, I’ve seen these mistakes firsthand and want to help you avoid them. Here are the top 10 mortgage mistakes Ontario homebuyers make—and practical tips to steer clear of them.
161 Dundurn St S, ON Canada L8P 4K4
Phone: (905) 520-6963
Email: goris@empiremortgagegroup.ca