Get pre-approved fast, understand your budget, and avoid costly mistakes.
Get pre-approved fast, and gain clarity with a personalized affordability review - not just online estimates.
From First-Time Home Buyer Incentives to Land-Transfer-Tax rebates, I'll help you maximize every dollar.
From budgeting errors to bad timing - you will avoid the pitfalls that cost others thousands.
I work with 70+ lenders and shop the market to find what best fits you, not the other way around.
From pre-approval to closing day, I'm with you the whole way.
Fill out our 5-question Form
(it's secured & confidential).
We'll reach out the same-day and ask you about your goals.
We'll discuss your options & get you pre-approved under 1 hour.
Minimum is 5% for most homes - we can help you review your savings and options.
Yes!
Parents or relatives can help - I'll show you how to structure it properly.
Not at all.
I work with 70+ lenders, therefore, even if your credit isn't perfect, we can still find alternative solutions for your mortgage needs.
Banks need T4s and NOAs to verify income. We don't.
Banks require excellent credit scores. We don't.
Banks lend 65% of property value. We lend 80%.
Banks offer you only their product. We shop 70+ lenders for best terms and rates.
No.
Consultations are FREE.
We're happy to help - give us a call.
161 Dundurn St S, ON Canada L8P 4K4
Phone: (905) 520-6963
Email: goris@empiremortgagegroup.ca