Your Mortgage Made Easy!

Personalized mortgages:
self-employed professionals
first-time homebuyers
private lending (bridge loans)
real estate investors

Get Pre-Approved Fast!

Need Help? Call Us Now!

$50 M

in mortgages funded

100%

client satisfaction rate

4-DAY

mortgage approval period

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Find the Right Mortgage Option for You!

Self-Employed Mortgages

No T4? No Problem.

We help business owners, freelancers and contractors get approved using their business income, including bank statements and contract invoices.

Learn More About Self-Employed Mortgages

First-Time Homebuyers

Buying Your First Home?

We simplify the process, explain incentives, and help you get pre-approved - with zero pressure and full clarity.

Start your first-time buyer journey

Private Mortgages

Need Fast Cash from Your Property?

If the bank says no, we help you access up to 80% of your home's value - even with credit issues or no income proof.

Explore private lending options

Investor Mortgages

Grow Your Real Estate Portfolio.

From BRRRRs to rental refis, we help investors access equity, expand holdings, and break through bank limits.

discover investor-friendly mortgage solution

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How our Mortgage Process Works!

1

You Apply!

Fill out our 5-question Form

(it's secured & confidential).

2

We Receive Your File!

We'll reach out the same-day and ask you about your goals.

3

Get Pre-Approved!

We'll discuss your options & get you pre-approved under 1 hour.

4

Close Deals!

We'll handle all the paperwork so you get approved confidently.

Get Started!

Need Help? Call Us Now!

Meet Goris - Your Trusted Mortgage Partner in Ontario

I'm Goris, a licensed mortgage agent with a PhD in statistics - which means I don't just help you "apply for a mortgage", I help you make smart, data-informed financial decisions.

Whether you're self-employed, buying your first home, or navigating a tough credit situation, I'll guide you through every step with clarity, speed, and zero pressure.

I work with clients across Ontario - from Windsor, Hamilton and the GTA to Ottawa and the North - helping them secure flexible mortgage solutions that traditional banks often overlook.

If you value honest advice, fast approvals, and a process that's actually built around you, you're in the right place.

Start Your Pre-Approval!Need Help? Call Us Now!

What Our Clients Say!

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MORTGAGE PAYMENT CALCULATOR

Calculate how much your monthly mortgage payment could be.

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View our Recent Blogs

Why Private Mortgages Are a Lifeline for Ontario Homebuyers in 2025

In Ontario’s competitive housing market, where homes average $800,000–$1.1 million in 2025, private mortgages are a lifeline for buyers who don’t fit bank criteria. Here’s why private lending is a game-changer.

How to Qualify for a Mortgage in Ontario in 2025: A Step-by-Step Guide

Buying a home in Ontario is a dream for many, but qualifying for a mortgage can feel overwhelming. Whether you’re a first-time buyer in Toronto or looking to upgrade in Ottawa, understanding the process is key to success. Here’s a step-by-step guide to qualifying for a mortgage in Ontario in 2025.

10 Common Mortgage Mistakes Ontario Homebuyers Make and How to Avoid Them

Purchasing a home in Ontario is an exciting milestone, but navigating the mortgage process can be daunting. Many homebuyers, especially first-timers, fall into common traps that can cost them time, money, or even their dream home. As a trusted mortgage professional in Ontario, I’ve seen these mistakes firsthand and want to help you avoid them. Here are the top 10 mortgage mistakes Ontario homebuyers make—and practical tips to steer clear of them.

Discover Your Mortgage Options

Confidential Form. No Obligation. Just Answers.

Dr. Goris Nazari PhD

Mortgage Agent - Lic. # M25000924

Empire Mortgage Group - Broker Lic. #13183

161 Dundurn St S, ON Canada L8P 4K4

Phone: (905) 520-6963

Email: goris@empiremortgagegroup.ca

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