Recent Articles
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Published on 12/18/2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Published on 12/10/2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
Stronger Data Last Week Caused a Slight Rate Bump
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
What Today’s Jobs Report Means for Mortgage Rates
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
Why Private Mortgages Are a Lifeline for Ontario Homebuyers in 2025
In Ontario’s competitive housing market, where homes average $800,000–$1.1 million in 2025, private mortgages are a lifeline for buyers who don’t fit bank criteria. Here’s why private lending is a game-changer.
Published on 06/11/2025
How to Qualify for a Mortgage in Ontario in 2025: A Step-by-Step Guide
Buying a home in Ontario is a dream for many, but qualifying for a mortgage can feel overwhelming. Whether you’re a first-time buyer in Toronto or looking to upgrade in Ottawa, understanding the process is key to success. Here’s a step-by-step guide to qualifying for a mortgage in Ontario in 2025.
Published on 06/10/2025